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Switzerland Permanent Residence by Investment

Switzerland is known around the world for its exceptional quality of life, built on remarkable political and economic stability, a pristine environment, efficient public services and attractive tax rates. Through lump-sum taxation, financially independent investors who don't work in Switzerland can make one of its 26 cantons their home and pay tax based on their living expenses rather than their worldwide income.

CHF 250,000 / Year
Minimum Investment
Schengen Area
Visa-free Travel
3-6 Months
Time to Residency

About Switzerland

Beyond its famous natural beauty, Switzerland is a haven of history and culture, with charming cities and towns rooted in tradition, and chocolate that is loved the world over.

Geographic

Switzerland is a small, mountainous, landlocked country in the heart of Europe, covering 41,285 square kilometres. It borders France, Italy, Austria, Germany and Liechtenstein, and links northern and southern Europe.

Life on the Swiss Plateau

Most people live on the wide plateau between the high peaks of the Alps in the south and the Jura mountains in the north. The southern mountain region is thinly populated, a peaceful escape for anyone who wants to reconnect with nature. The federal city is Bern.

Four National Languages

Switzerland has four national languages: German, French, Italian and Romansh. German, French and Italian are official languages of the Confederation, and Romansh is official for dealings with Romansh speakers.

A Cultural Crossroads

Switzerland has long been a meeting point of traditions and cultures, making it a cosmopolitan hub in the heart of Europe. Its cultural life blends the traditional and the modern, from classical music to contemporary art. The currency is the Swiss Franc (CHF).

International Organisations

Switzerland is a member of the United Nations, the European Free Trade Association and the Schengen Area. It is not a member of the European Union.

Federal City
Bern
Currency
Swiss Franc (CHF)
Population
9,127,125
Region
Europe
Cantons
26
Processing Time
3-6 Months
Location
View on Map

Benefits of Switzerland RBI Programme

Investing in a second residency can offer various benefits, including better global mobility, access to education and healthcare, retirement planning, a pathway to citizenship and a Plan B for the family.

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Visa-free Access

A Swiss residence permit lets you travel without a visa across the countries of Europe's Schengen Area.

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Dual Citizenship

Switzerland does not restrict dual citizenship, so you never have to give up your current nationality.

Location
Low Tax Rate

Enjoy low tax rates, and a lump-sum tax based on your living expenses rather than your worldwide income or wealth.

Family
For Family

Include your spouse and children as dependants in a single application.

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Citizen Rights

You and your family can live and study in Switzerland, with a high standard of living and access to world-class infrastructure, banking and education.

Switzerland Residency by Investment Requirements

Every main applicant must meet the conditions below.

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Applicant must pass due diligence.
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Applicant must be 18 years of age or older.
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Applicant must have no criminal record.
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Applicant must be in good financial standing.
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Applicant must not work in Switzerland.
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Applicants from outside the EU and EFTA must show a significant tax interest for their chosen canton.

Switzerland Investment Options and Costs

Lump-Sum Taxation
From CHF 250,000 a year

Instead of paying tax on your worldwide income and wealth, you pay an annual tax based on your living expenses. Applicants commit to paying at least CHF 250,000 a year, and the exact amount depends on your profile and your canton of residence.

  • The federal tax base is at least CHF 435,000 a year (2026), or seven times your annual rent if higher
  • Each canton sets its own minimums, and some cantons, including Zurich, no longer offer lump-sum taxation.

Switzerland Residency Application Process

The application process for Switzerland residency by investment is straightforward, and it may take up to 6 months from starting the process to receiving your residence documents. The process can be divided into the following stages.

01

Assessment & Onboarding

  • Consult with our client advisors.
  • Our due diligence check is conducted.
  • Client is onboarded and retainer fees are paid.
02

Canton Selection & Tax Ruling

  • You choose your canton, and documents are prepared.
  • Your annual lump-sum tax is agreed with the cantonal tax authority.
  • The application is submitted, and you travel to Switzerland to submit documents in person.
03

Application Processing

  • The application is processed, and the authorities carry out their due diligence checks.
  • The application is approved.
04

Residence Permit Handover

  • You travel to Switzerland to collect your residence permit.
  • Our team supports you until the permit is in hand.

Switzerland Residency Through Investment FAQs

How does residency through lump-sum taxation work?
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Financially independent people who don't work in Switzerland can agree to pay an annual tax based on their living expenses instead of their worldwide income and wealth. Applicants commit to paying at least CHF 250,000 a year, and the exact amount depends on your profile and your canton.

How long does it take to get Swiss residency?
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The process typically takes 3 to 6 months from start to receiving your residence permit.

Can I work in Switzerland?
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No. Lump-sum taxation is only available to people who are not gainfully employed in Switzerland. You can still manage your own assets and investments.

Which cantons offer lump-sum taxation?
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Most cantons offer it, but some, including Zurich, have abolished it. Each canton sets its own minimum amounts, so your advisor will help you choose the right canton for your profile.

Can my family join me?
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Yes. A single applicant can include their spouse and children as dependants.

Does Switzerland allow dual citizenship?
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Yes. Switzerland places no restrictions on dual citizenship.

Every journey starts with a conversation

A thirty-minute consultation with our advisory team will tell you whether Switzerland is the right programme for you, and if it is not, which of our other programmes is.